FIRE SAMURAI

H aving a strong dividend portfolio is important to every investor. Dividend investing  is a tried and proven method of wealth accumulation that offers a strong hedge against inflation over time. However finding good dividend stocks can be quite a challenge and it is easy to fall into dividend yield trap.  What is a dividend yield trap? A dividend yield trap is when an investor seeks a high dividend yield company, but the increase of the dividend yield could be due to the increase in dividend payout or the decrease in stock price. If the stock price decreases due to some fundamental issue with the underlying business, then the investor could be investing in an underperforming company. So the key to building a solid dividend investment plan is to only buy stocks that meet certain investment criteria. Here are the 9 Main Criteria For Picking Dividend Stocks :  Criteria 1 : Strong Cash Flow A company with strong cash flow allows it to scale its operations and develop new pro...

Recently I wrote an article about the different levels of  FiRE   and how I learned about the MONEY JAR SYSTEM after I attending T. Harv Eker's Millionaire Mindset seminar . To check out that article click here . I am going to write about the Money JAR System and how I have been using it since 2010 to slowly grow my wealth. Bear in mind that this system is not easy to follow but if you are able to implement it in your daily lifestyle, it is a POWERFUL tool to save money and track your monthly expenses. Doing so will quickly help you to achieve FiRE . What is the Money Jar System?  It is basically a way to separate your income into different categories which T Harv Eker calls them Jars. You will allocate a certain fixed percentage from your net income and place them into these Jars.   Harv Eker also covered the MONEY JAR System in his book " Secrets of the Millionaire Mind ", where he has a complete chapter on this. You can also read the book to learn more abou...

It is crucial for investors to start with the right expectations when it comes to stock investing. Rome wasn’t built in a day. It takes time and effort to be consistently successful in stock investing. Many beginners they move into investing and expect quick results in a short term of time only to realize that stock investing isn’t as easy as they initially thought. Even some experienced investors that have been in the market for a long time may feel flustered after many years of fruitless returns. When I started out my investing journey, I searched for books to gain some knowledge on investing and i was looking for more ways to increase my passive income. Some investing related books that I highly recommend for every investors  to read are : Peter Lynch’s One Up On Wall Street  and Learn to Earn , Benjamin Graham's The Intelligent Investor, and Secrets of Millionaire Investors by Adam Khoo. Reading investing books can greatly help investors to be prepared for the real batt...

FiRe (Financial Independence / Retire Early)  is a movement where a person has to adopt to a certain lifestyle with the goal of gaining Financial Independence and Retiring Early. I only got to know of this movement a few years ago after watching a video on Graham Stephen's Youtube channel.  Just like Graham Stephen, I started adapting a frugal and savings lifestyle when I was young but there wasn't a name for this until  Fi/Re  was made famous. I got serious about Saving To Retire Early about 10 years ago after attending T Harv Eker's Millionaire Mindset seminar . I learned about the JAR system from the seminar and I have been practicing it without fail for the past 10 years. I am proud to say this has helped me tremendously to achieve my financial freedom goal. T Harv Eker has a book called " Secrets of the Millionaire Mind: Mastering the Inner Game of Wealth " which I highly recommend.  I wrote an article about the Money JAR System which you can read by c lic...

The US Stock Market seems to be back to being bullish after Joe Biden’s exciting win over Donald Trump. Plus the news of Pfizer’s 90% effective Covid-19 vaccine also helped to move Dow Jones to greater heights. However as a value investor it is always better to stay cautious especially during this uncertain time.   Here are the Five Stages of Bubble that every investor should be aware of:   Stage 1:  Displacement – This occurs when investors get too excited and blinded by some new paradigm, such as a new innovation in technology or interest rates that are historically low. This gives investors more confidence in the market and signals a buy opportunity for them.  Stage 2:  Boom – Prices will rise slowly at first, following a displacement, but then it gains some momentum due to the increase of buyers in the market, which sets the stage for this phase called BOOM . You will start to see a big spike in the number of investors as well as a huge volumes o...

  The traditional samurai code of Honour, Discipline and Morality is known as Bushido. Out the 3 codes in Bushido, discipline is possibility the most important quality required for a Samurai to not only excel in battles but also to last long enough during both good and bad times.   The same goes for investors who wish to have a long term journey in the world of investing   Just look up Discipline in Merriam Webster dictionary and you will find this :   Definition of  discipline  (Entry 1 of 2) 1a :  control gained by  enforcing  obedience or order b :  orderly or  prescribed  conduct or pattern of behavior c :  SELF-CONTROL 2 :  PUNISHMENT 3 :  training that  corrects , molds, or perfects the mental  faculties  or moral character 4 :  a field of study 5 :  a rule or system of rules  governing  conduct or activity   From the above, I can say SELF...

  About Me Hi there. My name is Gabe and just started writing this blog about achieving Financial Independence, Retiring Early, Investing, and my other passions like gaming, food, etc. Anyway just call me FIRE SAMURAI. Well this blog s mainly for myself to read (my mistakes,  track my results, goals) and I also like to share things with everyone. Please feel free to write comments and share anything you like (no ads please). I am not a native English speaker so I would like to apologize in advance for any grammar mistakes that I make here. Why did I come up with this name…FIRE SAMURAI? F i R e here stands for – F INANCIAL I NDEPENDECE and R ETIRE E ARLY As for Samurai, I am huge fan of Samurai movies, games and anime. I believe to be a successful in investing and to achieve Fi/Re, one need to be as disciplined as a Samurai So the marriage of both….to be both disciplined and to be a Fi/Re FIRE SAMURAI is born today. I have a few silly reasons of my own to want to ...