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Showing posts from December, 2020

Importance of Having Life Insurance During Retirement

 Right now I am typing with just one hand as I'm unable to move my other hand. Definitely not so easy to type on the keyboard with just one hand so I will keep this post as short as possible. On 12.12.2020 (right after 12am...) I slipped in my bathroom, fell hard on the edge and fractured my upper left arm (the part called humerus). I remember seeing my left upper arm snapped into half (that memory still haunts me until today) and the excruciating pain from the fracture was unbearable, I almost fainted thrice. I was brought into the emergency ward, they took an x-ray and was told I had to undergo a surgery else I will never ever be able to move and use my left arm again. Here's the x-ray they took on that day: Now I am recuperating at home after my surgery. My final hospital bill came to $20,000, including the 4 nights stay, operation, etc etc (itemized billing was like 5 pages long!). Fortunately, I was able to claim from my employer's medical insurance. That got me to rea...

Write yourself a Million Dollar check

A few years back, a friend of mine shared me a video of Jim Carrey's interview about how he struggled as a young actor long before his breakout role in the Ace Ventura movie. He was quite broke financially but he had a strong belief that he would one day make it although he didn't have much money while trying to survive in Hollywood. During this difficult time in his life he wrote himself a check -  $10 million  and dated it for Thanksgiving 1995. He put that in is wallet believing that one day he will make this much money and worked hard for it. The rest is basically history and he was paid $10 million for the movie Dumb and Dumber before Thanksgiving 1995. This also reminded me the second Habit in Stephen Covey's The 7 Habits of Highly Effective People - Begin With the End in Mind. Basically this means using your mind to envision and visualize your end goal and what you want to achieve in life . Jim Carrey's story was so inspiring to me that I created my own $1-mill...